Even if you thought you would never refinance again, rates are so low this week that it will probably make financial sense to do so – especially if you plan on staying in your property for a while. We are doing a lot of refinances with no closing costs right now. If this is something that interests you I encourage you to contact me as I can give you a good idea of your probable rate in a 5 minute conversation. Why not reduce your payment by a couple hundred dollars a month at no cost to you? And for our local community, I will donate $250 to the Dad’s club or the non-profit of your choice at closing!